Which type of retirement is available to PFRS members who become totally disabled?

The correct answer is ordinary disability retirement, which is available specifically for PFRS (Police and Firemen's Retirement System) members who become totally disabled due to a non-work-related injury or illness. This type of retirement allows eligible members to retire early while receiving a pension benefit that is calculated based on their salary and service credits.

Understanding this, it is important to note that ordinary disability retirement differs from other types of retirement within the system. Special retirement typically refers to a retirement option that may involve enhanced benefits due to unique circumstances, while deferred retirement allows members to leave the workforce and receive their benefits at a later date—neither of which specifically addresses total disability. Accidental disability retirement, on the other hand, applies strictly to PFRS members who are disabled due to a work-related injury or accident, which does not include regular disabilities. Thus, ordinary disability retirement directly serves the needs of those who are unable to perform their duties due to non-accident-related health issues.